Navi loan| How to apply loan from Navi app|Navi app se loan kaie le?

 Navi loan| How to apply loan from Navi App|Navi app se loan kaise le?

About Navi Loan App:

So guys i hope you all are good and we are back with a fresh new article . If you are also looking for some sort of instant online loan for your personal requirements, your business , your home etc. then this Navi Loan app is very good for you . You can trust this app as this app is approved by RBI that is Reserve bank Of India. The rate of interest provided by this app is very very low that we will discuss below but in previous year the rate of interest of loan provided by this app was nearly 29.5% that is 30%. This app do not require any type of collateral for the loan . The foreclosure charges are also next to nil charged by this app. Let us talk about the tenure rate , interest rate, processing fee, loan amount provided etc. by this loan:

Types of loan By Navi Loan App:

This app provides many types of loan , some of the famous loans by this app are:

1 Personal loan

2 Home loan

3 Business loan

Let us discuss about the the features and all other things related to the personal loan provided by navi app.

Features of Navi Personal Loan:

1. The documentation process here needed is near to nil.
2. There is no requirements of any kind of hard copy of documents.
3. The foreclosure charges charged by this app is also zero.
4. The eligibility check is done instantly on this app.
5. The money gets quickly transferred to your bank account after approval.
6. The interest rate of this app is very low and is near to about 12%.
7. We do not have to give any security amount or collateral for getting loan .
8. There is no need of any kind of bank statement or salary slip to apply for the loan.
9. It provides an instant loan of about Rs.5lakhs online.
10. The processing fee charged by this app is very low that is 3.99 to 6 %.
11. The entire loan approval process in online or paperless.

Processing fee of Navi Personal Loan:

Let us discuss about the processing fee provided by this loan . The processing fee is that fee which are deducted by the loan provider as expenses. These charges are deducted from the amount of loan provided to you by them. The processing fee For the Navi personal loan ranges between 3.99% to 6%.

Tenure rate of Navi Personal Loan:

Let us talk about the tenure rate of Navi personal loan. The tenure rate is the period in which we have to

provide the borrowed loan from the app or any other institution. The tenure rate for the Navi personal loan ranges from 3 months to 36 months depending upon he amount of loan provided to you.

Interest rate of Navi Personal Loan:

Let us talk about the rate of interest provided by this app on personal loans. This question is one of the most asked questions from the people. The interest rate is that amount of money which you have to pay extra on the borrowed loan amount . This rate of interest vary with the amount of money or loan you have borrowed from the loan provider. For Navi personal loan the rate of interest vary from 12 to 36%per annum but on an average it is about 21%.

Eligibility Criteria of Navi Personal Loan:

• First of all you must be a citizen of India.
• You must be a salaried person or self employed.
• The age of the applicant must be lie between 18 to 65 years.
• In some special cases the minimum age requirement can be upto 21 to 25 years.
• You must have a credit score or Cibil score of 650 or maximum to apply for this loan.
• The Navi personal loan facility is available in some of the cities which you can check on their official website but most probably you will get the loan.

Documents Required for Navi Personal Loan:

Let us talk about the documents required for applying for Navi Personal loan. There is no such many documents needed for applying for this loan but you have to provide some sort of your ID proofs to them for the verification. These documents are your PAN Card or Aadhar card.

How To Apply Navi Personal Loan(navi personal loan kaise le):

To apply for the Navi Personal loan you have to do some steps which are discussed below:

• Firstly you have to download Navi loan app from google play store for android users and App store for IOs users.
• After opening the app fill your mobile number.
• You will get an OTP that is One Time Password to verify that its you.
• Fill the OTP and click OK.
• Chose the type of loan that you want. Let us assume Navi Personal loan.
• Fill all the personal and basic information asked to you as per your valid ID proofs.
• Now select the required loan and the EMI facility.
• Now you have to do the KYC process by taking your selfie , PAN number and Aadhar number.
• And now you have to enter your bank details to get your loan amount in the bank.
• Now the money will be transferred to your selected bank account as per Navi personal loan app.

So friends how this article was helpful to you please tell us in the comment section, if you like our article then please share this with your friends or someone who is in a need of instant personal loan. Till then bye.