Top 5 Home Loans |Home loans in India 2022|Best home loans 2022

 Top 5 Home Loans |Home loans in India 2022|Best home loans 2022

Hello friends, we are back here for you again with a fresh new article. In this article we will tell how you can take the home loan for your house. We will cover the top 5 banks or housing finance that provides the applicants best home loans with best features and interest rate. So do read the article to the end so that you will get the fill knowledge about the things that you must know before applying for the any home loans. So lets get started from the last:

5 LIC Housing Finance:

The first one that we will be discussing is the LIC housing finance scheme by LIC that is Life Insurance corporation. You will now get to know all the important things about this LIC housing finance:

LIC Housing Finance tenure rate:

The tenure rate of this LIC housing finance scheme is quite good as it provides tenure rate upto 30 years.

LIC Housing Finance Loan amount:

Now we will discuss the loan amount provided by this housing finance. The loan amount starts from 1 lakh onwards of this LIC housing finance scheme.

LIC Housing Finance Interest rate:

The Interest rate Of this LIC housing finance is also very fascinating as it provides very interesting interest rate. The interest rate of LIC housing finance starts from 10.05% and goes up to 10.15%. Thus many people go for the LIC housing finance scheme by LIC.

LIC Housing Finance Documents required:

• Lets talk about the documents that are required to apply for the housing loan by LIc:
• The person must have valid ID proofs.
• There must be valid Address proofs.
• The person must have his/her Aadhar card or PAN card.
• The person must have NOC.
• There must be ITR certificates.
• There must be P and L sheets.

LIC Housing Finance eligibility criteria:

• The person must be a citizen of india.
• The min age required is 21 years.
• The maximum age required is 70 years.
• The Person must have valid Identity proofs of his/her.

LIC Housing Finance processing fee:

The processing fee is rs. 10k upto 50 lakhs and above 50 lakhs it Is rs. 15k.

4 ICICI bank home loan:

Coming to the no. 4 of this list , the 4^th one is the ICICI bank. We will now get to know all the main things related to the ICICI bank home loan.

ICICI bank home loan tenure rate:

The tenure rate of this ICICI housing finance scheme is quite good as it provides tenure rate up to 30 years.

ICICI bank home loan amount:

The loan amount provided here is very good as it is very high. The loan amount of ICICI bank can easily go up to rs. 5 crore. Thus if you are looking for a luxurious house to buy or build then go for this loan scheme.

ICICI bank home loan Interest rate:

The Interest rate of ICICI bank is quite interesting as the interest rate provided here is very low . The min interest rate of this home loan is 6.7% that can easily go upto rs. 7.4%.

ICICI bank home loan documents required:

Lets talk about the documents that are required to apply for the housing loan by ICICI bank home loan:

• The person must have valid ID proofs.
• There must be valid Address proofs.
• The person must have his/her Aadhar card or PAN card.
• The person must have NOC.
• There must be ITR certificates.
• There must be P and L sheets.
• There must be audited financial sheets.

ICICI bank home loan eligibility criteria:

• The person must be a citizen of india.
• The min age required is 21 years.
• The maximum age required is 70 years.
• The Person must have valid Identity proofs of his/her.

ICICI bank home loan processing fee:

The processing fee of this home loan is also quite good. The ICICI bank home loan charges its processing fee from 0.5% to 2%.

3 HDFC Bank home loan:

The 3^rd one is none other than the HDFC home loan. Lets see what this home loan scheme provides to us :

HDFC bank home loan tenure rate:

The tenure rate that is the duration of this HDFC bank home loan is also quite fascinating that is upto 30 years.

HDFC bank home loan amount:

The loan amount provided here is very good as it is very high. The loan amount of ICICI bank can easily go up to Rs. 10 crore. Thus if you are looking for a luxurious house to buy or build then go for this loan scheme by HDFC bank.

HDFC bank home loan Interest rate:

The Interest rate of HDFC bank is quite interesting as the interest rate provided here is very low . The min interest rate of this home loan is 6.7% that can easily go upto rs. 7.4%. you can go for this scheme also if you want to.

HDFC bank home loan documents required:

• The person must have valid ID proofs.
• There must be valid Address proofs.
• The person must have his/her Aadhar card or PAN card.
• The person must have NOC.
• There must be ITR certificates.
• There must be P and L sheets.

HDFC bank home loan eligibility criteria:

Lets see some of the eligibility criteria of this HDFC bank:

• The person must be a citizen of India.
• The min age required is 18 years.
• The maximum age required is 70 years.
• The Person must have valid Identity proofs of his/her.

HDFC bank home loan processing fee:

The processing fee here is quite good and simple that is 0.50% and can go up to rs. 3000.

2 Kotak Mahindra Bank:

The 2^nd one that comes to the list in the home loan schemes is the Kotak Mahindra bank. Lets see what this housing loan scheme provides to us:

Kotak Mahindra home loan tenure rate:

The tenure rate that is the duration of this Kotak Mahindra bank home loan is also quite fascinating that is upto 20 years. It is slightly lesser than others but it is also quite good.

Kotak Mahindra home loan amount:

The loan amount provided here is very good as it is very high. The loan amount of ICICI bank can easily  provide loan upto rs. 50,000 and goes up to rs. 25 lakh.

Kotak Mahindra home loan Interest rate:

The Interest rate of HDFC bank is quite interesting as the interest rate provided here is very low . The min interest rate of this home loan is 6.55% that can easily go up to Rs. 7.10%. you can go for this scheme also if you want to.

Kotak Mahindra home loan documents required:

To apply for the loan in kotak Mahindra bank there are some documents that one must surely require which are:

1. The person must have valid ID proofs.
2. There must be valid Address proofs.
3. The person must have his/her Aadhar card or PAN card.
4. The person must have NOC.
5. There must be ITR certificates.
6. There must be P and L sheets.
7. The person must provide bank statements of required years.
8. The person must provide his/her salary slip.

Kotak Mahindra home loan eligibility criteria:

Now take a look at the eligibility criteria of this bank home loan scheme:

1. The person must be a citizen of India.
2. The min age required is 18 years.
3. The maximum age required is 65 years.
4. The Person must have valid Identity proofs of his/her.
5. The person mut have a valid address proof.
6. The person must have a bank account.

Kotak Mahindra home loan processing fee:

The upfront fee or the processing fee of this Kotak Mahindra bank is 0.5% that can go upto rs. 15,000.

1 Union bank of India:

The top housing loan scheme provider is The Union bank of India . You can go check out the video of it in our channel Loan hub on Youtube .

Union bank home loan tenure rate:

The duration of Union bank of india for the home loan scheme can easily go upto 30 years.

Union bank home loan amount:

The loan amount provided here varies from 30 lakhs and go up to max of rs. 2 crores.

Union bank home loan Interest rate:

The interest rate is the best part of this Union bank home loan. The lowest interest rate of this union bank home loan is 6.4% and the max of it is 7.0 %.

Union bank home loan documents required:

Lets see the documents required to apply for the union bank home loan:

The person must have valid ID proofs.

1. There must be valid Address proofs.
2. The person must have his/her Aadhar card or PAN card.
3. The person must have NOC.
4. There must be ITR certificates.
5. There must be P and L sheets.
6. The person must provide bank statements of required years.
7. The person must provide his/her salary slip.

Union bank home loan eligibility criteria:

• The person must be a citizen of India.
• The min age required is 18 years.
• The maximum age required is 65 years.
• The Person must have valid Identity proofs of his/her.
• The person mut have a valid address proof.
• The person must have a bank account.

Union bank home loan processing fee:

The upfront fee or the processing fee of this Union bank is 0.5% that can go up to rs. 15,000.