PMAY 2022|Pradhan Mantri Awas Yojna 2022 Online Apply|PMAY Online Apply kaise kre
The Prime Minister of our country, Narendra Modi, started the Pradhan Mantri Awas Yojana on 22 June 2015 with the goal of providing a pucca house to the homeless, kutcha houses and slum families living below the poverty line. The government has divided this scheme into two parts. The first part of which - Pradhan Mantri Urban Awas Yojana, the second part - Pradhan Mantri Gramin Awas Yojana. Through which a target was set to construct 4 crore pucca houses in the country by March 31, 2022.
Under this scheme, a loan is provided to the eligible applicants for the construction of a pucca house and subsidy is also provided by the government on this loan. So come and know with us how much loan is provided by the government under Pradhan Mantri Awas Yojana 2022 to which category and how much subsidy is provided on that loan. Apart from this, to know about all the other important information related to PMAY 2022, definitely read this article of ours till the end.
Pradhan Mantri Awas Yojana 2022:
Under the Pradhan Mantri Awas Yojana (PMAY) by the Central Government, families belonging to EWS, LIG and MIG Group Income are benefitted. Till now 58 lakh pucca houses have been constructed by PMAY Urban work area and 2.52 crore pucca houses by PMAY rural area under this scheme. Earlier the validity of providing benefits of PMAY-Shahri was fixed on 31st March 2022, which has now been extended till 30th September 2022 i.e. now eligible families of urban areas till 30th September to get the benefit of CLSS for house construction under this scheme. can do. Apart from this, the validity of providing benefits of PMAY-Gramin was also 31 March which has been extended by the Union Cabinet till 31 March 2024 to meet the target of constructing 2.95 crore houses. All these necessary steps taken under the Pradhan Mantri Awas Yojana 2022 Prime Minister Modi's Housing for All will complete the mission.
Prime Minister's Housing Scheme Highlight:
- Scheme Name- Pradhan Mantri Awas Yojana
- Parts of the scheme- Pradhan Mantri Urban Awas Yojana (PMAY-U) Pradhan Mantri Gramin Awas Yojana (PMAY-G)
- Launched by -Prime Minister Narendra Modi
- Start date -22 June 2015
- Till when is PMAY-U applicable -till 30th September 2022 PMAY-G till 31st March 2024
- All citizens belonging to beneficiary EWS, LIG, MIG1 and MIG 2
- Purpose -To provide pucca house facility
- Application process -online
Industry organization CII made special demand for life insurance facility under PMAY:
Under this scheme, CII has demanded from the central government that if this scheme is started again, then under this the benefit of life insurance facility should also be provided to the beneficiaries. This special demand has been made by CII because in case of accidental death or accident of the beneficiary, then the work of construction of his house will be stopped in the middle and his family will get a lot of financial help to repay the loan and live his life. problems will be faced. In view of all these problems, special demand has been made for the facility of life insurance. If the central government accepts this demand of industry organization CII, then in the second phase of PM Awas Yojana 2022, the beneficiaries will get the facility of pucca house as well as the facility of life insurance, which is the decision taken by the government under this scheme. One of the big decisions will be made.
Details of loans and subsidies given under PMAY:
- Economically Weaker 0-3 Lakh 60 Sq. Meter 6.50 % 6 Lakh 2.67 Lakh 20 Years
- Citizens of low income group 3-6 lakh 60 square meter 6.50% 6 lakh 2.67 lakh 20 years
- Low Income Group 1 (MIG 1) 6-12 lakh 160 sq m 4% 9 lakh 2.35 lakh 20 years
- Low Income Group 2 (MIG 2) 12-18 lakh 200 sq.m 3% 12 lakh 2.30 lakh 20 years
Parts of Pradhan Mantri Awas Yojana:
The Central Government has divided it into two parts to make the benefits of PM Awas Yojana 2022 reach all the poor citizens of the country. Both these parts are as follows.
Pradhan Mantri Gramin Awas Yojana (PMAY-G):
Earlier this scheme was operated in the name of Indira Awas Yojana in the country. Which has been changed to Pradhan Mantri Gramin Awas Yojana in the year 2016. Under PMAY-G, poor families living in kutcha houses in the ruling area of the country are provided with pucca houses and other facilities such as electricity supply, sanitation, water facilities and toilets etc.
Official website- https://pmaymis.gov.in/
Pradhan Mantri Urban Awas Yojana (PMAY-U)-
Through this scheme, 4331 cities and bodies were selected to provide pucca houses to the citizens of the urban areas of the country. PMAY-U has been implemented in 3 phases in the country.
Phase I - The scheme was operated in the first phase from 1st April 2015 to March 2017 in 100 selected states/union territories of the country.
Phase II – In this phase, 200 cities were covered from April 2017 to March 2019.
Phase III – The remaining cities from April 2019 to March 2022 have been covered in the third phase. But now the period of this phase has been extended till 30 September 2022.
How to Apply Online for Pradhan Mantri Awas Yojana?
STEP 1:
- Interested and eligible persons of the country who want to apply under Pradhan Mantri Awas Yojana Urban 2022, first of all visit the official website.
- After this, on the home page of the official website, you will see an option “citizen assessment”.
- As soon as you click on this option, you will see two more options Slum Dwellers and Benefits Under 3 Components option under it.
- Now click on these options according to your eligibility and start the process of filling the Pradhan Mantri Awas Yojana Online Application Form.
STEP 2:
- According to your eligibility, after selecting the Slum Dwellers and Benefits under 3 components option, a computer window will open in front of you in which you have to fill the requested information.
- First of all, fill the 12 digit Aadhar number and enter the name according to the Aadhar card, after that click on the check option.
Pradhan Mantri Awas Yojana
- Now all the information sought in the online application form is as follows, fill all the information correctly and correctly.
- Name of Head of Household
- state name
- Name of district
- age
- current address
- house number
- mobile number
- Caste
- Aadhar number
- City and village name
- Pradhan Mantri Awas Yojana
- After that check your application form and submit the application form finally.
- In this way you can apply online for Pradhan Mantri Awas Yojana.
- Procedure to login to the portal
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- On the home page, you have to click on the sign in option.
- login to portal
- After this a new page will open in front of you in which you will have to enter your username, password and captcha code.
- Now you have to click on Sign in option.
- In this way you will be able to login to the portal.
Some important information related to housing scheme Uttar Pradesh:
Under the Pradhan Mantri Awas Yojana by the Government of Uttar Pradesh, 41 lakh flats have been built in 19 districts of the state for the citizens of the weaker income group and the construction work of 70 lakh flats is still going on. These flats are being built under the care of the Central Government and the State Government. The booking of these houses will be started from 1st September 2020 till 15th October 2020. The citizens of the state will be able to buy these houses in installments for Rs 350,000. The beneficiary will be given 3 years to pay the installments. Soon the Authority for Industrial Development will also be implemented in Uttar Pradesh. The government had not yet granted approval to the authority for the development of the industry. But now this approval has been given. Due to which the problem of living of poor people will now be solved.
