Zest Money Personal Loan
Zest Money is a payment platform that provides services like Consumer Loan and Zest Money Personal Loan to the customers without using a credit card. You can buy products on EMI from online shopping portals like Amazon, Flipkart using Zestmoney. Although the number of debit and credit cards is increasing, most Indians prefer debit cards over credit cards. If we look at the data released by the Reserve Bank of India in March 2016, a total of 661.8 million debit cards and only 24.51 million credit cards were operational.
Many times customers want to shop online but cannot because either they do not have a credit card or do not know how to shop with a credit card. But the good thing is that you can make EMI based purchases without using a credit card. ZestMoney aims to give people an opportunity to buy products on installments without any credit card.
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Also Read :- Instant Personal loan Application Today
India Cashless Transactions
As India is turning into a cashless society, the demand for credit cards has increased tremendously. But a large part of the Indian population does not have access to digital or cashless means. Zestmoney is emerging as a useful medium to provide reliable loans and empower Indian lives. The platform aims to put data science and technology at the forefront for improving credit delivery across the country.
Also Read :-Dutta Rupee instant personal loan app
Benefits of using Zestmoney
EMI at 0% interest : 0% interest on EMI, Enjoy no interest, interest free EMIs when you choose 3 months EMI plan.
No Down Payment: You are not required to make any advance payment to complete the purchase of any product.
No Processing Fee: You do not even need to pay the application processing fee, this process will be 100% free.
3-18 Months EMI Plan: After purchasing the product on EMI, you can choose a payment tenure of 3 to 18 months as per your convenience.
No Application Fee: You do not need to pay any additional application fee.
No pre-closure charges: You can close your EMI loan account without paying any extra charges.
Zest Money Personal Loan: Zestmoney offers consumer durable loans as well as personal loans.
Online Process: From registration till your product purchased on EMI reaches home, the entire journey / process is done online. You don't need to visit any bank/office/shop.
Instant Approval: Credit assessment is done immediately after uploading the required documents and approval is also received quickly.
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Zestmoney Partners
ZestMoney has partnered with over 60 companies for its EMI service, enabling direct EMIs to be applied on purchases from more and more companies' websites, making shopping even easier.
These are some of the companies from where you can buy products as per the credit amount approved by Zestmoney.
- amazon
- Flipkart
- Paytm
- MI
- myntra
- MakeMyTrip
- Travel
- Lewis
- Titan
- Big Bazaar
If you also have an online business, you can also become a partner by registering as a partner in zestmoney.in and sell your products online on EMI.
Also read: Instant Personal loan apply
How to repay the loan amount? How to repay the Zestmoney loan amount?
The loan amount can be repaid in two ways.
1) Through Direct Website or Android App – All UPI Apps, Debit/Credit Card, Net Banking etc. ,
2) eNACH (National Automated Clearing House) – Installment amount will be debited directly from your bank account.
If there is any problem in registering on Zestmoney.in, then please comment in the comment section.
Zest money customer care
For more information contact through the contact details given below.
Zestmoney (contact us page)
Customer Care Number : +91-6269000097
help@zestmoney.in
